Secure your legacy
At FSWM we believe trust and estate planning is a cornerstone of comprehensive wealth management. That’s why alongside our wealth management services we have our trust and estates arm, FS T&E.
FS T&E can support you and your family with preserving wealth, ensuring its smooth transition from one generation to the next.
Effective estate or inheritance planning is essential to managing your assets, outlining what you want to happen to your estate and your dependents when you’re no longer here.
It empowers you to retain control, giving you peace of mind knowing that your assets are protected and your legacy is secured for future generations.
Services we offer
Many people think trust and estate planning is for the wealthy or elderly, but in reality it can be for anyone.
Incorporating trust and estate planning into your overall financial planning ensures a holistic approach to your wealth. It gives you peace of mind that the wealth you’ve generated is protected for future generations, safeguarding your assets and establishing synchronicity between legal frameworks and your wealth management.
Wills
A will is the foundation of your estate plan, it is the only way for an individual to indicate whom they want to benefit from their estate. Without one, your estate may be subject to intestacy laws, which could lead to unintended consequences. A carefully drafted will secures your estate’s distribution according to your wishes and maximises the utilisation of inheritance tax exemptions.
Trusts
Trusts are one of the least well understood financial planning tools and often associated with the wealthy, however trusts can be one of the most valuable components of your financial plan. Trusts provide a layer of protection, and are important when thinking about second and third generational planning.
There are different types of trusts available for different interests and with proper planning, a trust can provide peace of mind, knowing that your wealth will be managed and distributed exactly as you intend.
Probate
Probate is the legal process of administering your estate and assets after your passing. It can be complex and time-consuming, but support with navigating legal requirements and distributing assets can ensure a smoother process for your loved ones. Having a trust in place transfers property and/or assets to beneficiaries without the need for probate.
Lasting Power of Attorney
A Lasting Power of Attorney (LPA) is a proactive measure to ensure your affairs are managed according to your preferences. It ensures that someone you trust can make decisions on your behalf regarding your property, finances, health and welfare, if you become unable to. Setting up an LPA in advance allows you to specify any constraints or directions, providing security and peace of mind that your affairs are handled according to your wishes, should you no longer be able to express them yourself.
Preparing for financial transitions
Estate planning isn’t just about financial provision, it is also about preparing the next generation and any beneficiaries too. It is important to equip them with the knowledge and independence to manage financial responsibilities effectively.
Introducing loved ones to professional advisors can offer a sense of security and enable them to start forming their own financial foundation to build upon and prepare them for the eventual transfer of wealth.
At FSWM we’re all about opening up the conversation, and can support you with conversations about wealth transfer to prevent misunderstandings and ensure a smooth transition.
Why FS T&E
Selecting the right partner for your trust and estate planning is an important part of your financial journey. At FSWM we offer:
Bespoke services
We take the time to understand your unique circumstances and objectives, offering an ecosystem of support scaled to individual requirements, whatever your needs and goals.
Expertise and experience
Our team has significant experience of family estates and partner relationships, ensuring your plan is both robust and tailored to you.
Holistic approach
Beyond estate planning, we offer a full suite of wealth management services, providing an overall holistic approach to financial planning.
Transparency and integrity
Free from big-institution bias, our fresh thinking and energy compliments the traditional values of trust, transparency and respect when it comes to long-term wealth planning.
At FSWM we understand everyone has different circumstances, and we help you to build wealth with intention.
Get in touch with us to find out more how our solutions can be tailored to your needs.
Learn more
If you have specific estate planning goals, privacy concerns, or complex financial situations, contact us to discuss how best to approach your financial planning.